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“Policyholders with public adjuster representation typically received higher settlements than
those without public adjusters. Policyholders that filed catastrophe claims in 2008 and 2009
generally received larger insurance settlements than policyholders that did not hire these persons.”
(OPPAGA Report, January 2010)
“The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster
claims resulting in payments that were 747% higher.”
(OPPAGA Report, January 2010)
“For non-catastrophe claims, policyholders who used public adjusters received an estimated $9,379 on
their claim, compared to $1,391 for those policyholders that did not use a public adjuster (a difference
of 574%).” (OPPAGA Report, January 2010)
Exhibit 6: Public Adjuster Representation Typically Resulted in Larger Payments to Policyholders
Source: OPPAGA analysis. Data refers to the median
(Catastrophe claims refer to hurricane damage and non-catastrophe claims refer to other types of damage claims)
(The percentage of claim payment increase attributed to the use of a public adjuster was calculated prior to the policyholder paying the fee
associated with the service.)
The Office of Program Policy Analysis and Government Accountability (OPPAGA) is an office of the Florida State Legislature.
OPPAGA provides data, evaluative research, and objective analyses to assist legislative budget and policy deliberations.
OPPAGA conducts research as directed by state law, the presiding officers, or the Joint Legislative Auditing Committee.

If you would like to speak to licensed professional who represents the policyholder only call 855-CLAIM-911 or

Texas Licensed Public Insurance Adjuster, Certified Property Insurance Appraiser & Umpire (CPAU), OSHA 10 Certified & Former National Flood Insurance Adjuster that has handled insurance claims from all sides of the claim since 2003.

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